Have
you reviewed your motorcycle insurance policy lately?
Do you even know what it covers?
Well, there is an old saying...
"There
are two kinds of bikers;
"Them that's
been down and Them that's going down!"
If
you don't know what your insurance policy covers -
Don't wait until an accident to find out! My recent
accident left me with more than just a swollen spine
and a bruised kidney!
I
like to speak from personal experience, so bare with
me for a moment, while I fill you in on a few minor
details... Click here to read
the accident details
Now,
if an accident isn't bad enough - - imagine finding
out after the accident that your injuries, safety
gear and motorcycle may not be fully covered. After
all, insurance companies don't make money paying claims.
That's right - -that's why they assign your claim
to a Claims Adjuster. Before your motorcycle can be
repaired you
will have to prove it or loose it to get paid. If
you don't have proof you had it on your motorcycle or was wearing it and have a detailed
receipt, you probably won't get paid if you are insured by Foremost.
If you are not careful - - you might not get what you paid for!
Here's
what I learn . . .
At
the Accident Scene:
After
the Accident Scene:
- Report
the accident to your insurance company as soon as
possible (same day if possible, while the facts
are fresh)
- Get
a copy of the CHP/Police Report (Accident Report)
- Make
sure the Accident Report reflects both your statement
and that of any witnesses
- Call
your witnesses and get a statement from them if
you find conflict on the accident report (everyone
is going to see things from a different perspective)
Estimate/Repair
of Damage to Motorcycle:
- Take
photos of your motorcycle at the tow company before
it's moved
- Have
your motorcycle towed to a reputable
certified motorcycle repair shop or dealership
- Review
the damage with the dealership and make absolutely
sure all the damage is itemized and listed on the
estimate
When it's all said and done - - shop around before you buy motorcycle insurance, find yourself a good Insurance Broker/Agent, or get a yourself a really good attorney.
|
|
Accident:
Pronunciation:'ak-s&-d&nt,
-"dent;
'aks-d&nt
Function: noun
Etymology: Middle English, from Middle French,
from Latin accident-, accidens nonessential quality,
chance, from present participle of accidere to
happen, from ad- + cadere to fall -- more at CHANCE
1 a : an unforeseen and unplanned event or circumstance
b : lack of intention or necessity : CHANCE <met
by accident rather than by design>
Insurance:
Pronunciation:
in-'shur-&n(t)s also 'in-"
Function: noun
1 a : the business of insuring persons or property
b : coverage by contract whereby one party undertakes
to indemnify or guarantee another against loss
by a specified contingency or peril c : the sum
for which something is insured
2 : a means of guaranteeing protection or safety
<the contract is your insurance against price
changes>
Take
A Poll
|
|
